Deciphering between the different Types of Life Insurance
Renee Cabourne does a great job in this article describing the different types of life insurance plans that are available to consumers. From the basic term life insurance to the permanent plans along with Variable Life these policies can at times be confusing and difficult to choose one based off your current planning needs. So [...]
10 Year Level Term Life Insurance Policies
Level Term Life Insurance is one of the easier types of life insurance to understand. What it means is that the premiums are level for a specified period of time. So a 10 yr level term life plan the premium would be level (the same) for 10 years after the policy was put [...]
Substandard Term Life Insurance Rates!
What is substandard life insurance anyway? Substandard or Impaired Risk Life Insurance is what the Wholesale Brokerage industry calls it when someone has a health, lifestyle or avocation issue that precluded them from getting the best rates.
We suggest that you shop your case or file to a really good Life Insurance Broker or Agent that [...]
Life Insurance Policy Review, could you find a cheaper policy?
Now is the best time to review your old life insurance policy! If you own a permanent type of plan like Whole Life, Universal life or Variable Life there are new types of policies that may be more efficient. These plans are called secondary guarantee or no lapse guarantee plans. They don’t [...]