West Coast Life Insurance Company - Quotes and Information

West Coast Life is a leading provider of Term Life Insurance to consumers in the country.  They have continually striven to bring affordable products to the market place, especially within their term life portfolio. 
West Coast Life Insurance Product Portfolio:
Term Life Insurance is the primary product we use from West Coast, they have a couple [...]

Substandard Impaired Risk Life Insurance Underwriting Manual

Impaired Risk and Substandard Life Insurance is an industry term that indicates the insured has health, lifestyle or recreation issues that preclude them from obtaining the best rate classes. Life Insurance carriers each have their own rate classes where likely insureds would be classified in and that is how the premiums are calculated. What this [...]

Smokers Life Insurance Article’s

I’m continuing my theme for the many tobacco user out there that are looking for affordable smoker term life insurance.  Great rates still can be had if you shop the market.
Below are a collection of my fellow bloggers articles talking about tobacco use and life insurance.  I hope you find some of this information useful [...]

Life Insurance Social Media Stories

Here are some links to really great articles about different Life Insurance topics.  Some of these are my articles and some are not but I found them to have quality information and resources.
High Blood Pressure Life Insurance Underwriting…
Tips on How To Buy a Term Life Insurance Policy…
Tobacco Life Insurance…
Diabetes or Diabetics Life Insurance…
If you have [...]

Banner Life Insurance guide to underwriting

Banner and William Penn are one of the very best term life product providers in the US today. Truly the company prides its self on being one of the best Term Life Carriers in the business, but recently brought on some good permanent products.
Below you will find a pretty detailed information underwriting guide for [...]

10 Year Level Term Life Insurance Policies

Level Term Life Insurance is one of the easier types of life insurance to understand. What it means is that the premiums are level for a specified period of time. So a 10 yr level term life plan the premium would be level (the same) for 10 years after the policy was put [...]

Term Life Insurance No Exam

Okay here is the deal, yes there are a number of carriers who you can purchase a no exam term life policy from. Only thing you need to be aware of is that if you don’t take an exam you are going to pay more in premiums.
That makes sense right? See [...]

Latest Insurance News from around the Nation

Whats going on in the world of Insurance…
Just a few quick updates on what’s happening in the Insurance blogosphere, hope you enjoy!
Woman convicted for killing kids over insurance money - Only …
Latest Life Insurance News - A woman who was said to have killed her three children in order to. … Life Insurance News, Latest [...]

How does Term Life Insurance Work?

There seems to be a bit of confusion on just how do term life insurance policies work?  So when it comes to Life Insurance, Term Life Insurance is the easiest type of policy to understand. I’ll detail the important aspects of what you need to know on how term life works to better prepare you [...]

Banner Term Life Insurance Company

In the world of top notch Term Life Insurance Companies, Banner Life Insurance continues to shine above many of their competitors.  Banner Life a wholly owned subsidiary of Legal & General based out of the UK continues to bring some of the most competitive term life insurance policies available.
I first started working with Banner Life [...]