Hepatitis C or Hep C Life Insurance, can you get coverage
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Have you ever noticed just how many health and lifestyle avocation and impairments there are? People walk around all day and you might never know someone has Hepatitis C or Hep A or Hep B. Yet people do get this infections and it affects a number of U.S. residents. The good news is [...]
Can you get Life Insurance if you have had an Angioplasty
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Yes you still can find and buy Life Insurance if you have had an Angioplasty procedure. There are a number of issues you need to take into consideration and some steps to take to help ensure that you get the absolute best life insurance rates.
Angioplasty Life Insurance
Percutaneous Transluminal Angioplasty or PCTA.
This procedure [...]
Substandard Impaired Risk Life Insurance Underwriting Manual
Impaired Risk and Substandard Life Insurance is an industry term that indicates the insured has health, lifestyle or recreation issues that preclude them from obtaining the best rate classes. Life Insurance carriers each have their own rate classes where likely insureds would be classified in and that is how the premiums are calculated. What this [...]
Acronyms used in Life Insurance Underwriting part I
If you have ever applied for life insurance or for that matter health insurance you might have run across some words and acronyms that made no sense to you at all. I decided to put this article together to try and list some of the most common acronyms used in life insurance underwriting. The goal [...]
The Truth about Substandard Impaired Risk Life Insurance Underwriting
Substandard Term Life Insurance Policies - How to get the best rates
Substandard Impaired Risk Life Insurance is an industry term used to describe insureds that do not qualify for standard or better rate classes. Life Insurance carriers each have their own rate classes where potential insureds would be classified in and that is how the [...]
Cancer Life Insurance Quotes and Rates!
If you are a cancer survivor and have had a difficult time trying to find and obtain term life or a permanent type of policy you are in luck. I will be devoting a whole section of the lifeinsurance-pros.com/blog to cancer life insurance and other impaired risk types of issues.
Be patient with me as I [...]
Substandard Term Life Insurance Rates!
What is substandard life insurance anyway? Substandard or Impaired Risk Life Insurance is what the Wholesale Brokerage industry calls it when someone has a health, lifestyle or avocation issue that precluded them from getting the best rates.
We suggest that you shop your case or file to a really good Life Insurance Broker or Agent that [...]