Life Insurance Companies
West Coast Life Insurance Products
West Coast Life Insurance is a major player in the Term Life marketplace with competitively priced products and plans. If you are looking for affordable term plans they could be an option for you and your advisers to take a look at the different plans they offer. Below is some information about the company and [...]
Banner Term Life Insurance OPT Term Products
Banner Life Insurance is a large life carrier that is highly focused on bringing competitive term life insurance products to the marketplace. They are owned by Legal and General based out of the UK and their US headquarters is in Maryland. I personally like working with Banner Life due to competitive premiums and some good [...]
Lincoln Life Elements Term Insurance gets a policy fee increase
Lincoln Life Insurance company is a major player in the term life insurance marketplace with their core product being the Life Elements Term Life product. Consumers may not know this but life insurance carriers charge an annual policy fee to administer the policy for the policy holder, the carriers charge different amounts and this cost [...]
Former AIG Insurance Exec’s build another Insurance Company
This is interesting, apparently the former head cheese at AIG Maurice Greenburg started a new Insurance conglomerate and is hiring away a bunch of the top talent at AIG. AIG has some caps apparently in place due to the bailout money that was provided, so this new company is hiring some of the top talent [...]
Fidelity Life Insurance Company information, quotes, rates
Fidelity Life Insurance Company has been one of the pioneers of taking term life insurance to the internet and developing the no exam life insurance platform. If you qualify you can actually apply for and recieve a policy right over the internet in the comfort of your home. This process to say the least is [...]
Life Insurance Companies Reserves
Life Insurance Carriers have to put away part of the premiums they collect from policy owners into a reserve, which is a way for them to save monies to pay future claims for policy owners. This is a fantastic way to help ensure policy owners that monies will be there when they need it the [...]
Risk Based Capital in Life Insurance
Unless you have been hiding underneath a rock the last year or so you might have heard mentioned a term called Risk Based Capital Levels or Standards. Risk Based Capital Standards are standards for minimum capital for a life insurance company recommended by the NAIC. The standards will and do vary for the life companies, [...]
What are Life Insurance Reserves?
The reserve in a life insurance contract of policy is the amount of money needed to offset the difference between the present value of future benefits and the present value of future net level premiums. Ya I know a little confusing? So at the beginning of to policy the two are equal because of the [...]
Family Life Insurance Company Contact Information
Family Life Insurance Company has done a great job in the Mortgage Protection Life Insurance segment of the market place. They also have a strong presence in the Medicare Supplement market as well. Please follow the link below for contact information and a brief company snapshot.
Family Life Insurance Company QuotesFamily Life was founded in 1949 [...]
Banner Life Insurance Company Policy Changes
Banner Life Insurance Company made a few changes to their policies rates bands and yearly policy fee.
See more…
The Annual Policy Fee is a charge most Life Insurance Carriers charge for administrative cost’s to the policy on a yearly basis. Banner Life recently changed theirs upward but it still is in line with other major [...]